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Guides

Straight answers, no jargon.

Short guides to the questions our clients ask most. Still not sure? Call or text (800) 700-9181.

All guides

Auto · Drivers

How much car insurance do you need in Washington?

What Washington requires, what those numbers mean, and why most drivers should carry more than the minimum.

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Auto · Accidents

What to do after a car accident in Washington

A simple checklist for the scene and the days after, so nothing important gets missed.

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Auto and home · Renewals

Why did my insurance renewal go up?

Common reasons premiums rise even with a clean record, and what you can do about it.

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Home · Buyers

Home insurance when you're buying a house

What your lender needs before closing, when to start, and what affects your price.

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Home and auto · Saving

Does bundling home and auto actually save money?

When a bundle helps, when it doesn't, and how we check both ways.

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Home · Renters

Do renters really need insurance?

What renters insurance covers, why landlords ask for it, and what it usually costs compared to what it protects.

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Business · Contractors

What is a certificate of insurance (COI)?

Why clients and general contractors ask for one, the terms on them, and how to get one fast.

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Business · Vehicles

Do I need commercial auto insurance?

When a personal auto policy stops covering you, and the signs you need a business policy.

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Business · Construction

Builder's risk vs. general liability: what's the difference?

Two policies that construction projects often need, and what each one actually covers.

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Bonds · Contractors

How to get your Washington contractor license bond

What L&I requires to register as a contractor in Washington, and how to get bonded and insured quickly.

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SR-22 · Drivers

Getting your license back after a DUI in Washington

A plain-language walk through reinstating your Washington license after a DUI: SR-22, fees, ignition interlock and finding insurance.

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SR-22 · Drivers

Non-owner and broadform SR-22 insurance, explained

Need an SR-22 but don't own a car, or you're the only one who drives yours? How non-owner and broadform policies work, what they cover and what they don't.

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