Local insurance for Seattle.
Seattle homeowners, renters, landlords and contractors get the same one-team service, with flood and earthquake quotes that matter in Western Washington.
What to know about insurance in Seattle
Earthquake country
The Seattle Fault runs under the city, and standard home, condo and renters policies exclude earthquake. It's added as an endorsement or separate policy.
Condos and the HOA master policy
The HOA's policy covers the building. Your condo policy covers your unit's interior, your belongings, your liability and assessments the HOA may bill owners after a covered loss.
Street parking
Comprehensive covers theft, vandalism and break-in damage to your car. Belongings stolen from the car fall under a home or renters policy instead.
Seattle insurance questions
Do I need earthquake insurance in Seattle?
It's your choice, and standard policies exclude it. With the Seattle Fault and the Cascadia Subduction Zone nearby, it's worth a quote.
What does condo insurance cover?
Your unit's interior, your belongings, your liability and loss assessments. Check your HOA's master policy deductible, since owners can be billed for part of it.
Do I need to come to your office if I live in Seattle?
No. Most clients never visit. We quote, bind and send documents by phone, text and email. You're welcome to stop by our Tukwila office too.
How fast can you quote insurance in Seattle?
We start on your quote during business hours, and simple quotes often come back the same day. SR-22 filings are usually done within 24 hours of your policy starting.
Do you work with more than one insurance company?
Yes. We're an independent agency, so we compare several carriers for you.
Ready when you are.
Call or text (800) 700-9181. Mon–Fri, 9am–6pm PT. Text any time and we'll reply when we open.